FINANCE & BANKING
Quarterly reports translated without breaking a single table
Ellon AI translates earnings reports, annual filings, and compliance disclosures with tables, numbered footnotes, and financial formatting preserved exactly as the source.
Financial translation loses the numbers
Financial documents are mostly not text. They're tables, footnotes, segment disclosures, and cash flow statements where a comma in the wrong place changes the meaning. Standard translation tools strip the table structure, mis-handle locale-specific number formatting, and drop the footnote references. A team preparing a translated annual report for German investors ends up rebuilding the 10-K by hand. tables in Word, footnotes re-anchored, segment disclosures double-checked against the English original. That work eats the week before the filing deadline. And it creates risk: a misplaced decimal in a translated disclosure is the kind of thing that gets caught by the SEC or ESMA, not by internal review.
- Tables, charts, and numbered footnotes preserved with no reformat work
- Numeric values pass through exactly. decimals and thousand separators localized per target market
- Compare document versions with AI semantic categorization of what really changed
- Redact non-public information from PDFs and Word files before external review
Translate earnings reports with tables intact
Upload a quarterly earnings report, annual filing, or analyst deck as PDF, Word, or PowerPoint. Ellon AI preserves the table structure, footnote anchors, segment disclosures, and page layout. Output is ready to distribute to German, French, or Japanese investors without a re-layout pass.
Original · English
| Metric | Q2 2026 | Q2 2025 | YoY |
|---|---|---|---|
| Revenue | $2,847.3M | $2,581.5M | +10.3% |
| Operating income | $624.8M | $538.2M | +16.1% |
| Net income | $482.1M | $411.7M | +17.1% |
| Diluted EPS | $3.42 | $2.89 | +18.3% |
| Free cash flow | $518.4M | $447.9M | +15.7% |
| Segment | Q2 2026 | Q2 2025 | YoY |
|---|---|---|---|
| Cloud Services | $1,425.8M | $1,268.4M | +12.4% |
| Enterprise Software | $892.1M | $781.2M | +14.2% |
| Hardware | $386.4M | $412.7M | −6.4% |
| Professional Services | $143.0M | $119.2M | +20.0% |
| Total revenue | $2,847.3M | $2,581.5M | +10.3% |
Our second-quarter results reflect continued momentum across our cloud and enterprise software portfolios, with disciplined execution driving operating-margin expansion of 110 basis points year-over-year. We enter the second half of 2026 with strong backlog visibility and are raising our full-year guidance accordingly.
For the third quarter of 2026, the Company expects revenue between $2,950 million and $3,050 million¹, representing year-over-year growth of 10.3% to 14.1%². Operating margin is expected to remain between 21.5% and 22.5%. Full-year 2026 guidance is raised to revenue of $11.6–11.8 billion from the prior range of $11.4–11.6 billion.
¹ Guidance excludes the impact of the pending acquisition of Azura Systems, expected to close in the fourth quarter of 2026.
² Free cash flow is defined as cash flow from operations less capital expenditures, a non-GAAP measure reconciled in Appendix A.
This release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.
Translated · Deutsch
| Kennzahl | Q2 2026 | Q2 2025 | Vorjahr |
|---|---|---|---|
| Umsatz | 2.847,3 Mio. USD | 2.581,5 Mio. USD | +10,3 % |
| Betriebsergebnis | 624,8 Mio. USD | 538,2 Mio. USD | +16,1 % |
| Nettogewinn | 482,1 Mio. USD | 411,7 Mio. USD | +17,1 % |
| Ergebnis je Aktie (verw.) | 3,42 USD | 2,89 USD | +18,3 % |
| Freier Cashflow | 518,4 Mio. USD | 447,9 Mio. USD | +15,7 % |
| Segment | Q2 2026 | Q2 2025 | Vorjahr |
|---|---|---|---|
| Cloud-Dienste | 1.425,8 Mio. USD | 1.268,4 Mio. USD | +12,4 % |
| Unternehmenssoftware | 892,1 Mio. USD | 781,2 Mio. USD | +14,2 % |
| Hardware | 386,4 Mio. USD | 412,7 Mio. USD | −6,4 % |
| Dienstleistungen | 143,0 Mio. USD | 119,2 Mio. USD | +20,0 % |
| Gesamtumsatz | 2.847,3 Mio. USD | 2.581,5 Mio. USD | +10,3 % |
Unsere Ergebnisse für das zweite Quartal zeigen die anhaltende Dynamik unseres Cloud- und Unternehmenssoftware-Portfolios, wobei eine disziplinierte Umsetzung zu einer Ausweitung der operativen Marge um 110 Basispunkte gegenüber dem Vorjahr führte. Wir treten mit starker Auftragsvisibilität in die zweite Jahreshälfte 2026 ein und heben unsere Jahresprognose entsprechend an.
Für das dritte Quartal 2026 erwartet das Unternehmen einen Umsatz zwischen 2.950 Mio. USD und 3.050 Mio. USD¹, was einem Wachstum gegenüber dem Vorjahr von 10,3 % bis 14,1 %² entspricht. Die operative Marge wird weiterhin zwischen 21,5 % und 22,5 % erwartet. Die Jahresprognose 2026 wird auf einen Umsatz von 11,6–11,8 Mrd. USD angehoben (bisher 11,4–11,6 Mrd. USD).
¹ Die Prognose schließt die Auswirkungen der geplanten Übernahme von Azura Systems aus, deren Abschluss für das vierte Quartal 2026 erwartet wird.
² Der freie Cashflow ist definiert als operativer Cashflow abzüglich Investitionen und stellt eine Nicht-GAAP-Kennzahl dar; Überleitung siehe Anhang A.
Diese Mitteilung enthält zukunftsgerichtete Aussagen im Sinne des Private Securities Litigation Reform Act von 1995.
Track what actually changed between filings
Upload Q2 and Q3 earnings reports (DOCX or PDF) and Ellon AI produces a Word tracked-changes document plus a semantic summary separating new risk disclosures and material wording shifts from formatting and terminology changes. Useful for IR and compliance teams auditing quarter-over-quarter drift before publication.
The Company reported revenue of $2,847.3 million $2,963.1 million for the quarter, representing year-over-year growth of 10.3% 11.8% and sequential growth of 3.1% 4.1%. Diluted earnings per share were $3.42 $3.61, above the high end of prior guidance. Free cash flow was $518.4 million $561.9 million, representing a conversion ratio of 82.4% 85.7%.
Cloud Services revenue grew 12.4% 13.8% year-over-year, driven by continued adoption in the financial services vertical. The Hardware segment declined 6.4% year-over-year on weaker demand in legacy server lines returned to year-over-year growth of 2.1%, reflecting the ramp of the new GT-440 edge-compute platform announced in May 2026, partially offset by continued declines in legacy rack hardware.
Professional Services revenue growth of 22.3% year-over-year reflects both customer expansion on prior-period cloud deployments and a one-time implementation engagement with a top-ten US bank, contributing approximately $8 million of non-recurring revenue in the quarter.
The Company's results are increasingly exposed to fluctuations in the Euro and Japanese Yen as EMEA and APAC revenue now represents approximately 38% of total revenue, up from 31% in the comparable prior-year period. A 10% strengthening of the US dollar against a basket of transaction-exposed currencies would have reduced third-quarter revenue by approximately $82 million and operating income by approximately $21 million. The Company is evaluating the expansion of its forward-contract hedging programme to mitigate earnings volatility in future reporting periods.
For the fourth quarter of 2026, the Company expects revenue between $2,950 million and $3,050 million $3,050 million and $3,150 million, representing year-over-year growth of 10.3% to 14.1% 12.0% to 15.7%. Full-year 2026 revenue guidance is raised to $11.6–11.8 billion $11.9–12.0 billion. Operating margin guidance of 21.5% to 22.5% 22.0% to 22.8%reflects continued gross-margin expansion in the Cloud Services segment, partially offset by elevated R&D spend tied to the GT-440 platform.
Note — Guidance continues to exclude any impact from the pending Azura Systems acquisition, now expected to close in Q1 2027 pending receipt of remaining regulatory approvals.
This release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Actual results could may differ materially from those projected. Factors that could cause a material difference include, but are not limited to, foreign-exchange volatility, macroeconomic conditions, competitive pressures, supply-chain disruption, and regulatory changes.
Clause-by-clause review on finance contracts
Finance teams handle contract volume too. ISDA master agreements, custody agreements, vendor contracts, financing documents, engagement letters. Upload a contract, let Ellon AI set the jurisdiction and contract type (or pick them yourself), and get an overall risk score, clause-level risk flags with explanations, a missing-clause list, and suggested improvements. Download the report and annotated contract.
- Market Quotation close-out — migrate to 2002 ISDA Close-out Amount
- AET applied to both parties without jurisdictional tailoring
- Cross-default threshold of $10M is tight for a bank counterparty
“Upon the occurrence of an Early Termination Date, the party determining the amount payable shall do so by reference to Market Quotation, with Loss as a fallback where quotations cannot reasonably be obtained.”
Market Quotation under the 1992 ISDA is disfavoured in the current market and may be difficult to enforce in illiquid conditions — the 2002 Close-out Amount methodology is now considered the market standard and offers more defensible close-out valuations. Continuing to elect Market Quotation exposes the non-defaulting party to valuation disputes that have been litigated unfavourably in stressed markets.
Elect Close-out Amount as the applicable payment measure and migrate to the 2002 ISDA Master Agreement form. Retain Loss as a fallback only for the narrow case where the Determining Party cannot obtain a commercially reasonable quotation within the standard quotation window.
- EMIR Reporting Obligationshigh
No explicit allocation of trade-reporting responsibility under EMIR Refit. Without an agreed allocation the delegating party remains jointly liable for late or inaccurate reports.
- Collateral Eligibility Schedulemedium
Credit Support Annex references the ISDA standard collateral list but doesn't specify haircut grids or concentration limits — common source of post-trade margin disputes.
- QFC Resolution Stay Protocolmedium
No adherence to the ISDA 2018 US Resolution Stay Protocol, which US G-SIB counterparties require for any ISDA with non-US counterparties.
Redact confidential data before external review
Upload a DOCX or PDF. analyst notes, draft filings, research memos. Ellon AI auto-detects nine PII and confidential-data categories (people, addresses, dates, financial details, emails, phones, companies, reference numbers, other PII). Review each detection, choose a redaction style (labels, black bars, or pseudonyms), and download the redacted document with an audit log.
We expect Northbridge Financial Group to announce the acquisition of NYSE: AZRA on or about July 18, 2026, at an aggregate transaction value of approximately $847.3 million, representing a 32% premium to the 30-day VWAP. This note is prepared for internal desk review and does not constitute a published recommendation.
A 45-minute discussion with David R. Patel (Head of Strategy, Sterling Capital Partners LP) covered post-close synergy assumptions, regulatory path, and the working-capital carveout on the subsidiary balance sheet. The call was held at 250 Commerce Plaza, New York, NY 10018. Follow-up questions may be routed to m.chen@northbridge.example or +1 (212) 555-0148.
- Consideration: 60% cash / 40% stock; break fee of $12.4 million payable to either party.
- Underlying security: CUSIP 37045V100; financing contingent on the committed facility held in Account ending in 8419.
- Expected close: July 18, 2026 pending antitrust clearance.
Draft reviewed by Sarah L. Thompson (Supervisory Analyst). Not for external distribution until the public announcement moves the embargo. Material non-public information flags remain in effect.
How finance teams use Ellon AI
Financial reporting is a calendar sport. Earnings windows, filing deadlines, and regulatory timelines define the year, and translation is one of the gates that can slow everything down. A US-listed company with German or French investors can't wait two weeks for a certified translator to turn around the annual report. the investor relations team needs the translated version ready when the English embargo lifts.
Investor relations and earnings communication
Translate quarterly earnings reports, analyst decks, and press releases into the languages your investor base speaks. Ellon AI preserves the table structure so segment revenue breakdowns, year-over-year comparisons, and guidance tables render correctly in German, French, or Japanese without a re-layout pass. Before distribution, run the compare tool on the translated draft and the English original to audit every change category. meaning, formatting, terminology. in a Word tracked-changes file.
Regulatory filings
For US companies filing in multiple markets. 20-F in the US on SEC EDGAR, annual report equivalent in the EU, Japanese disclosure in Tokyo. Ellon AI handles the translation volume without losing footnote anchors or segment disclosures. EU companies filing in multiple languages for ESMA compliance can translate the same filing into three or four local languages in the same workflow.
Contract review across the finance stack
Vendor contracts, ISDA master agreements, custody agreements, intercompany loan documents, and engagement letters flow through finance legal teams constantly. The contract analyzer flags high-risk clauses, surfaces missing standard provisions, and suggests improvements. a first-pass review that focuses the legal team's attention on the clauses that actually matter.
Compliance and monitoring
Regulatory teams monitoring peer disclosures across jurisdictions. CSRD, TCFD, SFDR, SEC climate rules. can translate foreign-language filings to audit how peers are describing risk factors, governance, or ESG metrics. Consistent translation quality across a large peer set makes year-over-year tracking viable.
Mergers and private equity
In cross-border M&A, diligence involves contract sets and financial statements in multiple languages. Ellon AI handles the translation; the contract analyzer produces the first-pass risk review on every contract in the data room.
Audit and internal reporting
International subsidiaries produce financial reports in local languages. Ellon AI translates them for consolidation without losing the table structures that local auditors rely on, so the controller group can reconcile without manual rekeying.
Cross-listed and dual-filer workflows
Companies listed on multiple exchanges. say, a US primary listing plus a Euronext or Hong Kong secondary. file overlapping disclosure documents in different languages with tight alignment requirements. The filing team translates the English master into each required language, then uses the compare tool to verify internal consistency between the translated version and the original before submission.
Board and investor packs
Board materials for companies with non-English-speaking directors translate alongside the financial reports. Ellon AI handles the typical board-pack mix of PowerPoint slides (strategic updates), Word documents (management reports), and PDF exhibits in one workflow, keeping the formatting that board governance requires.
Sell-side research and peer benchmarking
Equity research teams covering international issuers translate peer filings for comparable analysis. European banking disclosures feed US banking coverage, Japanese electronics disclosures feed global tech coverage, Chinese ADR filings feed emerging markets coverage. Ellon AI preserves the segment disclosures and footnote structure that ratio analysis depends on, so analysts aren't rekeying numbers from a mangled translation before they can build a comparable.
Confidentiality
Material non-public information doesn't go through public translation services. Ellon AI processes filings in infrastructure you can audit and never uses your content for model training. For firms with strict data handling requirements, the Enterprise tier supports dedicated deployment.
The net effect: the translation window that used to be a week is now a morning, and the layout work that used to eat a junior analyst's Friday is gone entirely.
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